Preheat oven to 375 degrees F. Line a 12 cup muffin pan with paper liners.
In large bowl, whisk together the dry ingredients: flour, sugar, cinnamon, baking powder, ginger, baking soda, and salt.
In large glass measuring cup, whisk the milk, oil, eggs, and vanilla extract. Pour over dry ingredients and mix gently with a wooden spoon or rubber spatula until just combined, do not over mix. Stir in the carrots (or zucchini) and optional add-ins, coconut, nuts, and/or currants.